Loan request
Get loan options from $200 to $5,000
One short form, and lenders in our network review your request. For car repairs, medical bills, rent or anything else a store lease can’t pay for.
- Free to request
- Takes a few minutes
- No obligation to accept an offer
- We are not a direct lender
Loan request form
This is a loan request, not an Okinus application. For Okinus leases, use okinus.com.
- SSL encrypted
- Free to request
- No obligation
We are not a direct lender and don’t make credit decisions. Information you enter in this form goes to participating third-party lenders and service providers in our lender network, which may share it as needed to process your request. Loan availability, amounts, rates, fees and terms vary by lender, state and eligibility, and not everyone receives an offer. We may be paid when you submit a request or accept an offer. Advertising disclosure · Privacy policy
Popular uses
What these loan options can help cover
Cash loan offers can be used for expenses that a store lease can’t cover, such as rent, medical bills or a car repair. The exact loan amount, APR and terms come from participating lenders.
- Car repairs
Compare any offer before you accept.
- Medical bills
Compare any offer before you accept.
- Rent and utilities
Compare any offer before you accept.
- Unexpected bills
Compare any offer before you accept.
How it works
From request to offer
- Step 1
Tell us what you need
Choose an amount from $200 to $5,000 and complete the short form.
- Step 2
Lenders review your request
Lenders and lending partners in our network decide whether to make you an offer.
- Step 3
Compare any offer
Each lender must show you its APR, fees and payment schedule before you accept.
- Step 4
Accept only if it fits
You’re never obliged to accept. If you do, the lender sends the funds and you repay the lender.
Be ready
What lenders may ask for
Having these ready makes the request quicker. Each lender decides what it needs.
Contact details
Name, address, email and phone number.
Income information
Your income source and how often you’re paid.
A bank account
Lenders deposit funds to, and collect payments from, a checking account.
ID and SSN
Lenders verify your identity and may check your credit.
Before you accept an offer
- Compare the APR and the total of payments, not just the monthly payment.
- Check origination, late and returned-payment fees.
- Make sure the payment fits your budget every month.
- Never pay a fee up front to receive a loan.
Looking for Okinus instead?
Okinus leases merchandise such as furniture, appliances and tires through participating stores. It doesn’t provide cash. To apply for a lease or manage an Okinus account, go to okinus.com.
Questions
Before you request
Is this an Okinus application?
No. This form requests cash loan options from lenders in our network. Okinus provides lease-to-own for merchandise, and its applications are on okinus.com and at participating retailers.
Does it cost anything to request loan options?
No. Submitting a request is free. If a lender makes you an offer, its APR, fees and total cost are shown before you accept.
Will requesting loan options affect my credit?
We don’t run credit checks. Lenders may check your credit with one or more consumer reporting agencies when they review your request, which may appear on your credit report.
How much can I request?
From $200 to $5,000. The amount a lender offers depends on its own criteria, your information and the laws of your state.
Am I guaranteed a loan?
No. Submitting a request doesn’t guarantee you’ll be connected with a lender or approved. Availability varies by lender and state.